Do any of the following conditions apply to you or anyone applying for coverage? If so you may not qualify for this coverage. You can return to the main page and enroll in the guaranteed issue coverage.
- Any surgery or hospitalization in the last 5 years or any pending, planned or recommended.
- Seizures or epilepsy
- Hemophilia or blood disorder
- Currently pregnant, premature delivery, or multiple births
- Heart attack, heart disease, heart problems
- Sleep apnea
- Brain tumor, stroke, ALS or Parkinson’s, memory disorders
- Emphysema, COPD
- Currently prescribed specialty drugs and/or medications for anxiety or depression
- Cancer in the last 10 years including, tumors, lymphoma, or any type of transplant,
- Kidney failure, dialysis, or disorder of the liver, stomach, pancreas, colon, or bladder
- Auto-Immune disease such as Crohn’s, Arthritis, Lupus, MS, AIDS, or HIV, Diabetes, or endocrine